I write https://t.co/MCsqHVoCdS for 40,000 subscribers 15 yrs across Wall St, tech & start-ups• Words in WSJ Forbes NBC FOX • 1M+ social media communityTheFinanceNewsletter.com 👋 join 40000 suscribers ➡️Joined October 2009
You can work a 9-5 job and also:
• invest in real estate
• invest in the stock market
• start a small business or side-hustle
The secret to building wealth is to find ways to increase your income, spend less than you earn and invest the difference.
Companies are loyal to their bottom line, not to their employees.
Job security is an illusion — No job will provide 100% job security.
As long as you work for someone else you are expendable.
It's more important than ever to create multiple streams of income:
• Rental income
• Earned income
• Royalty income
• Interest income
• Business income
• Investment income
• Capital gains income
The IPO market is showing signs of recovery — $Arm shares jumped 25% on their first day, while Instacart $CART priced at the top of its expected range. This indicates strong investor demand for new offerings, despite high-interest rates.
IPOs play an important role in injecting new capital and fostering innovation. This resurgence in IPO activity could benefit the broader market.
Is the IPO market back? Can the momentum last?
TikTok Shop is still in its early stages in the US, but it is growing rapidly — The company is targeting $20 billion in merchandise sales this year, which is four times more than last year.
With its 150 million monthly active American users, TikTok is well-positioned to disrupt the e-commerce landscape, which is currently dominated by Amazon $AMZN.
Do you think TikTok can compete with Amazon?
The United States national debt has topped $33 trillion for the first time.
Republicans blame the Biden administration for extensive federal spending programs like the Infrastructure Investment and Jobs Act, the CHIPS and Science Act, and the Inflation Reduction Act.
Democrats blame the trillions spent on Republican tax cuts favoring the wealthy and corporations.
The finger-pointing between the two political parties needs to end. America's out-of-control debt situation needs immediate attention before it derails the economy.
Hold your elected officials accountable — Let them know that you are concerned about the national debt and that you want them to take steps to address it.
Here are 7 tips for an effective salary negotiation:
1) Research your worth:
• Research the typical pay range for the role based on location, industry, your experience
• Consider the total compensation package, not just the base salary
2) Have a target salary range:
• Determine the minimum salary needed to accept and the ideal target salary
• Use research to set a range, not just what you make currently or a specific number
3) Wait for the offer:
• Avoid bringing up a salary number until the employer makes an offer first
4) Make a counteroffer:
• Respond with a higher counteroffer after the employer makes an initial offer
• Focus on the value you bring and your accomplishments, not what your co-workers make
5) Be ready to negotiate:
• Come prepared with reasons justifying the higher salary
• Keep negotiations friendly
• Use persuasion and data, not demands or ultimatums
6) Consider other perks:
• More PTO, work-from-home flexibility, professional development
• May accept a lower salary if other perks offset
7) Get a final offer in writing:
• Once negotiated verbally, follow up to get an official written offer letter
“Job security” is an illusion created by corporations.
You job's only concern is how much money the company can make.
Never kill yourself over a job that won’t hesitate to replace you.
Life is too short to spend more time with your boss & co-workers, than with your own family.
Success often comes with hate and negativity from others who are threatened by your progress.
It's important to always surround yourself with positive and supportive people.
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