Cameron Huddleston @CHLebedinsky
Award-winning freelance journalist, speaker, author of Mom and Dad, We Need to Talk. Get your copy: https://t.co/Js72gqsRGO cameronhuddleston.com Joined March 2009-
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A10 If you think you’re no good with money, there are so many free resources that can help you learn and improve. Check out books on personal finance from your library, listen to money podcasts or visit trusted sources such as Experian.com #creditchat
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A9 When you have explicit financial goals, it’s easier to budget and align your spending with those goals without feeling like you’re making sacrifices. You’re keeping your eye on the big picture. #creditchat
A8 Financial progress looks like peace of mind – being able to sleep at night without worrying how you’re going to pay the next day’s bills. #creditchat
A7a Creating a budget and tracking your spending each week or month can ensure you’re staying on track. #creditchat
A7 Automation is key. You can avoid late payments and ensure you’re paying yourself first by setting up automatic bill payments and retirement/savings account contributions. #creditchat
A6 Making coffee at home, bringing lunch to work, resisting impulse buys and paying with cash rather than credit can add up to more money in your account at the end of every month. #creditchat
A5a Check your credit report to see whether there are factors hurting your credit score (like late or missed payments) – or mistakes on your report that are hurting your score. #creditchat
A5 Always pay credit card bills and loans on time. Try to pay credit card balances in full each month. Don’t open too many lines of credit. #creditchat
A4a Rely on automation to help you stay in control of your finances: automated bill payments, retirement contributions, transfers to savings for an emergency fund, etc. #creditchat
A4 Set SMART goals for your finances: specific, measurable, achievable, realistic, time-bound. Ex: I want to save $500 in an emergency fund in a year by transferring $41.60/month to savings. #creditchat
A3 Budgeting. No one really likes it, but you have to know where your money is going to make adjustments and direct it where it should go to help you reach financial goals. #creditchat
A2 Small shifts, such as telling yourself “I’m learning to manage money” rather than “I’m bad with money,” can give you the confidence you need to keep putting in the work to improve your finances. #creditchat
A1a To feel more confident about your finances, start small by tracking your spending, setting a few realistic goals and celebrating your wins. #creditchat
A1 A healthy money mindset starts with thinking of money as a tool to achieve goals rather than a measure of your self-worth. #creditchat
@Experian Happy to be joining today's #creditchat!
Cameron Huddleston retweeted
It’s almost time for our weekly #CreditChat. Join us at 3 p.m. ET. experian.com/blogs/news/abo…
I'm looking forward to the @Experian #CreditChat today at 3 pm ET. It's going to be a fun topic: the psychology of money. Hope to see you there!
@Experian @ACCreditCounsel @Daniellemiula @AdrianaOceans @MommyTalkShow @itsmymoney_ @Glink @EmilySchwartzAZ @meghanagangwani @WearePlootus Thank you, @Experian, for bringing attention to such an important topic!
A10a My kids got to spend more time with my mom when we moved her in with us because she had Alzheimer’s. And caregiving taught me a lot about patience and the value of being in the moment. #creditchat
A10 Caring for a parent humbles you and makes you realize how much your parents sacrificed to take care of you. #creditchat
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