Justin Carey Steffen @FinTechAttorney
Bank-FinTech Partnerships | Payments Lawyer | Crypto Counsel | Partner @BFKNLaw | FinTech Professor @NorthwesternLaw | tweets/likes ≠ advice or endorsements bfkn.com/justinsteffen Chicago, IL Joined May 2017-
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Many thanks to @FinTechAttorney and @CroweUSA's Steve Gerschoffer for their comments. The piece also mentions two @BankDirector surveys: 2024 Risk: bankdirector.com/article/2024-r… 2023 Technology: bankdirector.com/article/2023-t…
@TeslarSoftware's Joe Ehrhardt, @CroweUSA's Clayton Mitchell, @BFKNLaw's @FintechAttorney & @khaslett discuss how banks can remain competitive & grow in today’s current environment.
Thrilled to have been asked to reflect on the past year of #bank-#fintech partnerships and opine on what’s to come. If you want to read what I saw, see, and foresee, check it out. law360.com/amp/articles/1…
.@FinTechAttorney and I dive deep into the risk regulators are identifying from complex fintech partnerships and what Fed member banks should think about as the regulator launches this formal program.
At the end of summer, the @FederalReserve announced a new novel activities supervision program for its examined banks. @khaslett talks to @fintechattorney to learn more about this program & what Fed member banks can expect: finxtech.com/how-fintech-pa… #banking #fintech
Webinar on investing in #AI is next Thursday. And if you can't make it for the live webinar, register anyway. You can access the recording anytime one hour after the event.
At the end of summer, the @FederalReserve announced a new novel activities supervision program for its examined banks. @khaslett talks to @fintechattorney to learn more about this program & what Fed member banks can expect: finxtech.com/how-fintech-pa… #banking #fintech
The Financial Accounting Standards Board last week voted to establish new rules on accounting for crypto assets. The new rules would apply to crypto assets that meet certain criteria. fasb.org/Page/PageConte…
@khaslett I confess that I don’t know what is beach appropriate, but I can suggest a few good books: Melanie Mitchell’s AI: A guide for Thinking Humans ( helps highlight different AI approaches and limits) Isaacson’s Ben Franklin Bio (inventor, printer, diplomat, imo our best founder)
#Banks, if you have read the Interagency Guidance and wondered what to do, join us. We will talk about what the Guidance says, what it doesn’t say, and how to operationalize your third party risk management.
At the end of summer, the @FederalReserve announced a new novel activities supervision program for its examined banks. @khaslett talks to @fintechattorney to learn more about this program & what Fed member banks can expect: finxtech.com/how-fintech-pa… #banking #fintech
#Banks, if you have read the Interagency Guidance and wondered what to do, join us. We will talk about what the Guidance says, what it doesn’t say, and how to operationalize your third party risk management. lnkd.in/gCp9Pj_D
@MelMitchell1 Strong reccomend. I think I have touted this to at least a dozen folks.
How does modern AI work, what is its history, and how does it compare with human intelligence? My book gives an in-depth, accessible guide for lay people & experts alike. Coming in 2023: new chapters on transformers, generative AI, and AI "alignment". melaniemitchell.me/aibook/
@jasonhenrichs Just wait until your daughters come to collect…
@jasonhenrichs GIGO is an acronym I don’t like (too many in banking and regulatory worlds as it is), but this is one you’re going to hear a lot as more people start warming up to AI/ML
I don't want to unduly worry anyone who is publishing software, BUT did you know that OFAC just took the position that third party use of a US entity's software to process prohibited transactions constitutes a sanctions violation by that US entity? No? Well then, LONG 🧵👇
This is NOT a postmortem or thread on #SVB or #Signature. What recent events reinforce, however, is that #FinTechs need to better understand banking and their #bank partners. We welcome all who want to learn to our March 23 webinar…lnkd.in/gBsCVeZ9 lnkd.in/g_R_er97
This is NOT a postmortem or thread on #SVB or #Signature. What recent events reinforce, however, is that #FinTechs need to better understand banking and their #bank partners. We welcome all who want to learn to our March 23 webin…lnkd.in/gJFRNChj lnkd.in/g_R_er97
@NelsonMRosario Adding- what many don’t always appreciate is that there is a way to spread deposits through bank networks to maximize FDIC insurance coverage. Google “excess deposit insurance”. FinTechs and tech cos need to better understand banking and their bank partners.
Whether it’s #partnerships or merely holding #deposits, #fintechs need to be able to identify the right #bank for them. Our Bootcamp is NOT a post-mortem on #SVB, but recent events highlight the importance of understanding both banking and your bank. bfkn.com/newsroom-event…
@cxofficer @KDaly_Talent Thanks, Derek! We are here to spread the word on managing partnerships.
Palley @stephendpalley
26K Followers 702 Following Partner, @BrownRudnickLLP. Personal account. Not legal advice. Word inventoor. May change my mind. "I contain multitudes."
Nelson M. Rosario d/a... @NelsonMRosario
9K Followers 7K Following | Founder @RosarioTechLaw | Board Member @ILBlockchainIBA | Advisor @AAI_Society #privacy #property #power and #MoveToChicago
Hailey Lennon @HaileyLennonBTC
100K Followers 3K Following Advisor @magnolia_rails - Formerly General Counsel @fold_app, Partner @BrownRudnickLLP, Legal @Coinbase, @bitFlyerUSA, @SilvergateBank
Lewis Cohen @NYcryptolawyer
13K Followers 2K Following Living on reds, vitamin C and blockchain (but not animals 🌱). Speaks only for self. A tweet does not legal advice or an endorsement make. @CahillNXT
BlockProf @theblockprof
22K Followers 3K Following Prof of Forensic Accounting & Corporate/Securities/Banking Law, Expert Witness, Crypto Policy Ninja
Jacob Robinson @JacobRobinsonJD
8K Followers 756 Following lawyer building @LawofCodeFM to help you understand the legal layer of tech
Preston Byrne @prestonjbyrne
87K Followers 5K Following Crypto/tech GC & free speech lawyer | Managing Partner @byrnestorm | Senior Fellow @ASI | @speechunion Legal Advisory Council
Adam Cochran (adamsco... @adamscochran
303K Followers 2K Following professor, policy consultant, independent journalist and father. Trying to make the world suck less. Follow for the latest in politics, economics and law.
Marc | Polygon Labs (... @0xMarcB
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Colleen Sullivan @colleenklein
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Lawtoshi @lawtoshi
5K Followers 2K Following GC @Hedera. NFTs ⌐🆇-🆇, decentralization, and open source law (🔗👇). Views my own. Not your lawyer.
Donna Redel @DonnaRedel
4K Followers 480 Following Professor of Blockchain-Digital Assets. Angel Investor. Former Chairman of COMEX.
Greg Xethalis @xethalis
8K Followers 1K Following GC @Multicoin. Board @nakamoto @BlockchainAssn @fund_defi FLAA. Lecturing Fellow @DukeLaw. Opinions are my own. Not a solicitation / offer for advisory services
Jason Gottlieb @ohaiom
9K Followers 3K Following Lawyer, musician, family man, aspiring polymath. Regulatory enforcement/litigation. #CryptoTwitter, #AppellateTwitter, 🗝, #NYTXW. Tweets solely my own opinion.
Carla L. Reyes @Prof_CarlaReyes
4K Followers 1K Following Professor of Law @SMULawSchool Formerly @LegalRnD @MSULaw & @BKCharvard. Research #blockchain #AI & #law. Teach #UCC #techlaw & #BusOrgs. Coach Vis Moot
PayDAO @_paydao
11K Followers 2K Following Native Stablecoin POS terminal. NFC tap-to-pay. Under 1% fees. No banks. Anyone can deploy a terminal & earn.
Abel Sanford @AbelSanfor19240
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Barqauj @Barqauj721
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陳柏右 @c123497530
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The BIN Man™ @TheBinManX
216 Followers 462 Following ....Visa's compliance team are my biggest Fans.
Feandeesh @Feandeesh57FQe
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DoreenDavid @siN6n9940Bf1zdI
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YvonneLongman @7VEhpdLlQxO380
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ClaraTony @WP8mtTHJN9539
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BenBowden.eth (e/acc) @BenBowden72
440 Followers 1K Following Lawyer but not yours, etc. Hot takes probably wrong.
Travis Liebig ⚜️ @travisliebig
395 Followers 1K Following Founder and CEO of ATTY Financial, a digital-first and specialized banking solution for solo practitioners and small to medium-sized modern law firms.
_GlowLily @GlowLily11578
50 Followers 4K Following
Lashasay @lashasay75670
73 Followers 5K Following
Reuben Grinberg @reubgr
313 Followers 418 Following Fintech & regulatory atty advising on regulatory, strategic and M&A issues. Bitcoin, virtual currency, DLT law.
Alex Burkhardt @VonNeumann87
276 Followers 254 Following Legal at MegaETH; formerly Coinbase, Polygon, Cozy Finance. Opinions are my own.
Prosper Mwedzi @prosmoon
4K Followers 5K Following Assistant Counsel to the Law Officers of the Crown (Attorney General and Solicitor General) in the Bailiwick of Guernsey 🇬🇬
ALL-Angelina @foaknoas10305
4 Followers 540 Following Aproveite a oportunidade,junte-se a All,ganhe mais de 200 por dia,se estiver interessado,por favor,tome a iniciativa de conversar comigo em particular!
Paul25❤️ Memecoin @p00ffyrubs
18 Followers 90 Following
Curt Queyrouze 👨�... @CurtQu
2K Followers 5K Following Context is everything. President Coastal Community Bank. Proud Dad (not Daddy - that’s the other one). Practice #gratitude & be passionate about #equality.
Brian Knight @brianrknight
596 Followers 654 Following Senior Counsel @adflegal. Tweets are mine alone.
Jeff Gaufin @jgaufin
152 Followers 1K Following Found this turtle as it was heading towards a highway, luckily we found the owner apparently it is really rare.
Bradford Hardin @bradford_hardin
8K Followers 1K Following Helping banks and fintechs solve their biggest regulatory problems — Partner @DWTlaw, husband, father, future 2:59 marathoner
Brian Alvarez-Bailey ... @fintechbrian
1K Followers 2K Following 🇺🇸🇨🇦🔯 And when I'm back in Chicago...I feel it. I talk AI, banking and the Beatles.
Matthew Freeman @mattfreem91
9 Followers 307 Following
Blake Crow @BankTaxBlake
649 Followers 2K Following Millennial Partner at a top 25 accounting firm, which means I’m stuck somewhere between wearing my hat backwards and yelling at kids to get off my lawn.
Matt Rogers @Mrrrog2377
1 Followers 101 Following
Taylor Collins @ETayC22
172 Followers 835 Following Dad. Husband. Salt Water Fly angler - and a whole bunch of other things that I’m average at….but a lotta fun in between.🐸
Fade @fadetheGreek
20 Followers 234 Following
FDIC Exposed @FDIC_Exposed
3K Followers 5K Following Exposing the Federal Deposit Insurance Corporation (@FDICgov). We report on FDIC’s violations of laws, rules, regulations, mismanagement and abuse of authority.
Anu @anupathak99
240 Followers 5K Following || 🇬🇧♥️🎵🏊🏻♀️📖🍷 || MBA || B2B Business Development || FinTech, Recruitment & Startup’s || https://t.co/6C2qxQ5McC ||
linda @lindaniclas
0 Followers 28 Following
Community Banker @bank_local
110 Followers 393 Following
Mike Frisch @mdf2000
137 Followers 709 Following
Pham Thi Chi @desenawtbraley1
380 Followers 977 Following He who cannot rest, cannot work; he who cannot let go, cannot hold on; he who cannot find footing, cannot go forward.
Dante Tosetti @DanteTosetti
226 Followers 249 Following Commercial Bank Executive & Expert Witness for Regulatory Compliance & Risk Management within Financial Services. Tweets are for informational purposes only.
The Law Drop @TheLawDrop
327 Followers 936 Following Crypto Legal News & Analysis, Aggregated and Airdropped
Joshua Rosenberg @_jrosenberg
479 Followers 1K Following Risk & Compliance | Banking & Fintech | Payments & Digital Assets | Views my own
Community Banker Guy @commbankerguy
9K Followers 204 Following Community Banker sharing insights and dropping jokes. Surviving this Fintech universe.
Gooey Yeoog @GooeyYeoog
2 Followers 213 Following
Tim Hite @TimHite
969 Followers 1K Following Director - PolicyPartner. Fmr. Senior Counsel on Capitol Hill covering digital assets/fintech/AI. This account is all over the place. Views are my own.
Rogue CFPB @RogueCfpb
2K Followers 2K Following All opinions are my own. Unless they suck, in which case they’re property of my employer. I know the difference between a push and pull payment
Palley @stephendpalley
26K Followers 702 Following Partner, @BrownRudnickLLP. Personal account. Not legal advice. Word inventoor. May change my mind. "I contain multitudes."
_gabrielShapir0 @lex_node
78K Followers 8K Following 16-yr corporate attorney, now tokenizing companies at @MetaLeX_Labs ex-BigLaw Buyside Tech M&A (Weil, Hogan Lovells) ex-@Delphi_Labs GC @BrownUniversity grad
nic carter @nic_carter
665K Followers 4K Following give orange me give eat orange me eat orange give me eat orange give me you
Neeraj K. Agrawal @NeerajKA
157K Followers 4K Following comms @coincenter—the cryptocurrency policy think tank | [email protected] | food account/retirement pasture: @neerajkafood
Nelson M. Rosario d/a... @NelsonMRosario
9K Followers 7K Following | Founder @RosarioTechLaw | Board Member @ILBlockchainIBA | Advisor @AAI_Society #privacy #property #power and #MoveToChicago
Hailey Lennon @HaileyLennonBTC
100K Followers 3K Following Advisor @magnolia_rails - Formerly General Counsel @fold_app, Partner @BrownRudnickLLP, Legal @Coinbase, @bitFlyerUSA, @SilvergateBank
Peter Van Valkenburgh @valkenburgh
60K Followers 2K Following Executive Director @CoinCenter | “Writing a description for this thing for general audiences is bloody hard. There's nothing to relate it to.” Satoshi Nakamoto
Drew Morris | First C... @Drew_Morris
8K Followers 821 Following Founder @FirstCircleLaw | Startup lawyer | Ex @trmlabs, @WilsonSonsini
Lewis Cohen @NYcryptolawyer
13K Followers 2K Following Living on reds, vitamin C and blockchain (but not animals 🌱). Speaks only for self. A tweet does not legal advice or an endorsement make. @CahillNXT
Jacob Robinson @JacobRobinsonJD
8K Followers 756 Following lawyer building @LawofCodeFM to help you understand the legal layer of tech
Jameson Lopp @lopp
530K Followers 307 Following Insights on security, privacy, technology, money · Co-founder & Chief Security Officer @CasaHODL · creator of https://t.co/q2pgFGTJZh, https://t.co/xUkNreXj20
Preston Byrne @prestonjbyrne
87K Followers 5K Following Crypto/tech GC & free speech lawyer | Managing Partner @byrnestorm | Senior Fellow @ASI | @speechunion Legal Advisory Council
Adam Cochran (adamsco... @adamscochran
303K Followers 2K Following professor, policy consultant, independent journalist and father. Trying to make the world suck less. Follow for the latest in politics, economics and law.
Brian Armstrong @brian_armstrong
3.2M Followers 826 Following Co-founder & CEO @Coinbase. Creating more economic freedom in the world. Co-founder @researchhub @newlimit. Not investment advice.
Bruce Fenton @brucefenton
155K Followers 2K Following Cypherpunk - CEO Chainstone Labs - securities, Bitcoin and tech for human liberty - Satoshi Roundtable host - investor — free market economics
Chris Burniske @cburniske
337K Followers 2K Following Partner @placeholdervc; co-author #Cryptoassets 📔; formerly led crypto @ARKinvest. Xeets not financial advice. Disclaimer: https://t.co/Xp0VJsuufc
Olta Andoni, Esq. @AndoniOlta
4K Followers 402 Following Partner @BellementisPLLC Fmr @enclavemarke @avax Executive Director @ILBlockchainIBA My tweets, opinions, assumptions represent my views and not my employer's.
Marc | Polygon Labs (... @0xMarcB
23K Followers 4K Following CEO at @0xPolygon Labs | Building one stack to move money onchain
Colleen Sullivan @colleenklein
4K Followers 824 Following It's All a Game | Co-Head Venture Brevan Howard Digital
Travis Liebig ⚜️ @travisliebig
395 Followers 1K Following Founder and CEO of ATTY Financial, a digital-first and specialized banking solution for solo practitioners and small to medium-sized modern law firms.
FinXTech @Fin_X_Tech
2K Followers 990 Following As a resource powered by @BankDirector, FinXTech specializes in connecting a hugely influential audience of U.S. bank leaders with trusted technology partners.
Blake Crow @BankTaxBlake
649 Followers 2K Following Millennial Partner at a top 25 accounting firm, which means I’m stuck somewhere between wearing my hat backwards and yelling at kids to get off my lawn.
Keith Daly @KDaly_Talent
861 Followers 2K Following @TravillianGroup - Principal - Banking & Fintech Search | Fintech | Partner Banks | Community Banks | Search & Recruitment | Talent Advisory |
32BeatWriters @32BeatWriters
112K Followers 1K Following Original NFL, fantasy and Draft content combined with curated beat writer intel to deliver insights, analysis and tools from a fully NFL credentialed team.
Mike Frisch @mdf2000
137 Followers 709 Following
Brendan Pedersen @BrendanPedersen
19K Followers 3K Following senior reporter and co-author @PunchbowlNews VAULT writing about Congress, money, economy. signal: bpedersen.41 he/him not a doctor
Community Banker Guy @commbankerguy
9K Followers 204 Following Community Banker sharing insights and dropping jokes. Surviving this Fintech universe.
Kyle Campbell @ByKyleCampbell
2K Followers 942 Following Fellow with @Bagehots @Columbia. Reporter on leave from @AmerBanker. Tweets about finance, regulation, real estate and other things. Signal: @bykylecampbell.32
Steve Schlafman @schlaf
96K Followers 2K Following I guide ambitious professionals in midlife though transition and burnout.
Tim Hite @TimHite
969 Followers 1K Following Director - PolicyPartner. Fmr. Senior Counsel on Capitol Hill covering digital assets/fintech/AI. This account is all over the place. Views are my own.
Siya Vansia @siya1014
1K Followers 1K Following Chief of Brand & Innovation at @ConnectOneBank | All things Banking, Brand & Tech | * | Never. Stop. Learning | Views & Sass are my own 💁🏽♀️
Alex Johnson @AlexH_Johnson
29K Followers 4K Following Writing and podcasting @FintechTakes. Helping to build @finityWW. Endlessly curious.
Paul Davis @The_Bank_Slate
5K Followers 1K Following Banking Consultant at Bank Slate (https://t.co/DXqb2kSwwv); UVa alum; Wake Forest MBA; views shared are mine and just mine
Banking Dive @bankingdive
2K Followers 439 Following We provide business journalism into the most impactful news and trends shaping banking & fintech. Sign up here: https://t.co/XsLu5FgOdI
Patrick McKenzie @patio11
197K Followers 809 Following I work for the Internet and am an advisor to @stripe. These are my personal opinions unless otherwise noted.
Marc Rubinstein @MarcRuby
26K Followers 541 Following Former hedge fund manager; writes top 10 finance Substack https://t.co/UiByE4lqSg and contributor to Bloomberg @opinion.Chris Nichols @cnichols0
429 Followers 329 Following Banker @SouthStatebank - Lover of data, productivity, value, and the pursuit of happiness.
Kate Mellinger @kate_mellinger
219 Followers 277 Following Investing @sleepingbearcap previously @novaohq @alto_ira @fdicgov
BBQGuys.com @BBQ_Guys
47K Followers 1K Following Over a million happy grillers. Show us how you do it with #LifeIsBetterInYourBackyard
Todd Phillips @tphillips
3K Followers 735 Following Banking and administrative law. Klaros. Fmr @RobinsonCollege @amprog @fdic @acusgov.
Jeremy Kress @Jeremy_Kress
3K Followers 121 Following Associate Professor of Business Law @MichiganRoss. Former Federal Reserve attorney. Tweets my own.
Morgan Ricks @MorganRicks1
6K Followers 434 Following Vanderbilt law prof. Formerly U.S. Treasury (crisis team), Citadel (risk arb), Merrill Lynch (FIG inv. banking), Wachtell (M&A). Read my book The Money Problem
Bank Reg Blog @bank_reg
6K Followers 340 Following A free blog about bank regulation, focusing mostly on the United States
J.K. Rowling @jk_rowling
13.8M Followers 1K Following Author, founder of Lumos and Beira's Place, surname rhymes with bowling, not growling.
Kiah Lau Haslett is a... @khaslett
5K Followers 5K Following "Kiah like the car." Creator, Fintech Takes Banking. Midwestern nice. Bank nerd. Reader, runner, steak + soccer lover. Opinions are my own.
Catherine Leffert @ccleffert
2K Followers 1K Following reporter @punchbowlnews covering tax and trade
Jason Mikula @mikulaja
29K Followers 4K Following 2-bit amateur wannabe reporter @ Fintech Biz Weekly | Fmr Goldman, Enova, Ret. Peace Corps Vol | Literally wrote the book on BaaS | Signal: mikulaja.01 | 🇳🇱
Mark Goldberg @Mark_Goldberg_
18K Followers 709 Following Co-founder & GP @chemistry. Before, @Indexventures, builder @dropbox. Invested in Plaid, Persona, Bridge, many more. AI, Fintech, SaaS 🎯 Dad x3 boys.
Rob Birgfeld @robbirgfeld
2K Followers 2K Following Trying to listen more than I talk. My mom says I 'do computers' for a living. Tweets/Opinions = mine #banklocally
superphiz.eth @superphiz
74K Followers 1K Following Ethereum Decentralization Advocate #stakefromhome
Andrea Tinianow @TinianowAndrea
119 Followers 93 Following
Jordan McKee @jordanhmckee
3K Followers 855 Following Head of Fintech Research & Advisory @ S&P Global | Payments & Fintech | Tweets/opinions are my own | Forbes column here: https://t.co/YlBHNk7EoH
Al Dominick @AlDominick
2K Followers 1K Following DC-based partner at @CStoneAdvisors. Advisor to several, builder/owner/former CEO of @bankdirector @fin_x_tech #AOBA24. Banks, Fintechs & Boards = my focus.
Jump Capital @jumpcapital
17K Followers 595 Following VC fund. Operator mindset. Backing founders modernizing industries.
Independent Community... @ICBA
20K Followers 3K Following The nation’s voice for #CommunityBanks | Sharing the news and insights that matter to community bankers and supporters of Main Street. #BankLocally
Consumer Bankers Asso... @ConsumerBankers
7K Followers 634 Following The Consumer Bankers Association (CBA) is the only member-driven trade association focused exclusively on #RetailBanking.
Charles E. Potts @charlesepotts
3K Followers 5K Following Husband, father, son #innovation #fintech #communitybanks #TrackAndField #soccer #cleansport Of course they're my opinions; who else would want them? 😏
Nick Pullman 🇺🇸 @NickPullmanEsq
3K Followers 1K Following Founder @DayOneLaw. Fast, crypto-native legal for founders who need docs signed, not memos. Ex-@join_royal @CooleyLLP @DLA_Piper.
Kelsey Landau @KelseyLandau
36 Followers 156 Following Avid Chelsea fan, traveler, and fintech enthusiast. Investor at @AlloyLabs
Mr. Lawyer @BrandonFerrick
3K Followers 3K Following Inherently valuable | GC @dourolabs | fmr @injectivelabs @sullcrom | https://t.co/eXB0D1gEdE
Rob Nichols @BankersPrez
6K Followers 2K Following President & CEO of @ABABankers, the voice of the nation’s $26.1T banking industry composed of small, regional and large banks that employ 2 million people.
Pennsylvania Bankers @PABankers
2K Followers 493 Following Premier financial services trade association supporting our members through industry advocacy, education, and member services.
New York Bankers Asso... @NYBankers
2K Followers 189 Following NYBA represents small community, mid-size regional, and large banks supporting consumers, businesses, and communities throughout New York State.















