Erik | Legacy Path 🇨🇦 @LegacyPathCA
Helping Canadians build & protect their legacy | Insurance & Investments | Licensed in Canada | Education | NFA youtube.com/@LegacyPathCA Ontario, Canada Joined February 2026-
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@Neni536975 Exactly, if you choose to rent you actually have to be consistent with investing to make up the difference. Option C is the best choice though 😂
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What's smarter for building wealth in Canada right now? 🇨🇦 A) Owning a home B) Renting and investing the difference Why?
@fammetaX I think so too. There are many factors to consider
@TheCADInvestor The steps are simple. Staying consistent for 30 years is the hard part
@Feefyou There are many misconceptions with the account
Most Canadians don't know this about their TFSA 🇨🇦 When a stock or ETF pays a dividend inside your TFSA... And that dividend gets automatically reinvested... It does NOT use any additional contribution room. That's why compounding inside a TFSA is so powerful. Did you know this?
@fammetaX No problem fam, glad it helped
@fammetaX now imagine 40 years 👀
@LazaroInvestor I’m playing the long game too 📈
@fammetaX Exactly fam, the RRSP is especially powerful in those high income years
Canadians lose thousands every year to income taxes. But the government also created four powerful accounts to help you keep more of your money. Most people ignore them completely. TFSA → every dollar of growth completely tax free. RRSP → tax deduction today. Tax sheltered growth for decades. FHSA → tax deductible in. Tax free out for your first home. RESP → tax sheltered growth plus government grants for your kids You can't control your tax rate. You can control whether you use the accounts designed to reduce it. Are you using all four?
@fammetaX Thanks for looking out for us fam
@notanotherquant Nice bro! FHSA is great if you're planning to buy your first home
@TheBTCKnight Glad you’re taking advantage of it Knight!
@HunterAllen4 Thank you bro! Appreciate you checking it out
@TheCADInvestor That’s right. Which account to prioritize always depends on your personal situation
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