Shant-zy Town @MatthewShantz

Personal Account Only Toronto, Ontario Joined February 2009

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Shant-zy Town @MatthewShantz

2 years ago

@ryangerritsen There is absolutely no reason, with the wealth or resources our nation has, that we don't have a near zero tax rate AND a sovereign wealth fund. We let foreign nations rape our land and then thank our government for it by handing over most of our money.

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Shant-zy Town @MatthewShantz

2 years ago

@Bongh1tt3r @MelissaLMRogers @elonmusk You are the textbook definition of pathetic.

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Shant-zy Town @MatthewShantz

2 years ago

@deaflibertarian Because they feel some unnecessary guilt over the conflict and invasions of muslim countries. Liberals love guilt for things they never did, especially when those things require criticism.

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Shant-zy Town @MatthewShantz

2 years ago

@YaffaJodie @Concern70732755 Communism is State Owned means of Production. Stop using words you don't understand. Trudeau is a moron, disgrace, someone I disagree with, someone I dislike, someone who has policies I believe are damaging to our country. He's not a Communist & yelling in caps won't change that.

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Shant-zy Town @MatthewShantz

3 years ago

@blogTO And absolutely no one cares because Jagmeet Singh is a politician. Not a celebrity, not an icon, not a person of any real importance. He is a Member of Parliment, and the only thing we should care about is his voting record and policy stances. That's it. Hard Stop.

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Shant-zy Town @MatthewShantz

3 years ago

@IdasLevato @StephenPunwasi Had the same problem. Phone calls work miracles.

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Shant-zy Town @MatthewShantz

3 years ago

@blogTO How about this - buy a home wherever the hell you want. This "either or" constant competition to attract clicks crap is getting exhausting.

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Shant-zy Town @MatthewShantz

3 years ago

@CanadianPolling It is not the responsibility of citizens to pay for a problem caused by a few corporations. Tax them into oblivion and let something that doesn't destroy the planet for a profit margin take their place. No amount of paper straws and reusable bags or tax payer money will fix this

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Shant-zy Town @MatthewShantz

3 years ago

@HaydenBrier ...and all these boys just got pregnant

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Shant-zy Town @MatthewShantz

3 years ago

@theJagmeetSingh Once upon a time, the people ensured politicians feared the mob. The people had the power, and maybe it is time we remind politicians of the nature of our relationship. They serve, at our privilege.

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Shant-zy Town @MatthewShantz

4 years ago

@Pussylips69696 @RE_MarketWatch He was literally the leader of the Ontario PC party...

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Shant-zy Town @MatthewShantz

4 years ago

@canadiandan188 @ronmortgageguy Your MA must be aware of information the rest of us don't know about. Anyone that is 100% sure about anything is insane. You can be confident that something may happen, but we can be certain about nothing. Best to work with what we currently know vs what we speculate.

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Shant-zy Town @MatthewShantz

4 years ago

@cameron_levitt @ronmortgageguy Length of term dictates pay more than type of rate. Offering a 1-3 year pays less upfront - but your book turns over faster in general, so it tends to even out more or less over the long run.

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Shant-zy Town @MatthewShantz

4 years ago

@HousesLaneway @ronmortgageguy It is essentially the same. Length of term has more impact on commission vs rate type. At least here in Canada that's the case. There may be small variance between 10-20bps, but that is hardly enough to impact decision making if that is what you are implying.

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Shant-zy Town @MatthewShantz

4 years ago

@juan002021 @RE_MarketWatch Did you try working with a Broker or just with a Bank? There are a lot of options out there when it comes to closing new construction properties and a good Mortgage Broker can typically help you navigate them.

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Shant-zy Town @MatthewShantz

4 years ago

@Elena_CPA @MFnGrift @EstateLevy That only impacts about half a million people. Only a very small % of ppl make that much, and many of us who do own corps and don't claim much income come tax time anyways.

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Shant-zy Town @MatthewShantz

4 years ago

@goodkarma4344 @mortimer_1 "The bank" is often a generic term used by Borrowers relating to any institutional Lender.

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Shant-zy Town @MatthewShantz

4 years ago

@blogTO It's in a real free fall (sarcasm) Listen, markets are down, but so is every market at the moment. Stop sensationalizing moments & focus on the big picture. Real estate is measured over years. Do better @blogTO you are once again writing about something you don't understand

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Shant-zy Town @MatthewShantz

4 years ago

@wei_w_toronto @FORMAFIST Both CMHC and Sagen - the 2 major mortgage insurers have programs for Distressed Borrowers. Unless the mortgage was Uninsureable (30 year amortization or alternative lender) there is some form of mortgage insurance in place on it.

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Shant-zy Town @MatthewShantz

4 years ago

@FORMAFIST @BCToby That's not a correct statement. All Federally regulated FIs need to stress test mortgages, regardless of whether they are Prime or Alternative, and always at the greater of benchmark or contract +2%. Only Provincially regulated FIs (credit unions) & Privates do not stress test.