Frank Modica @ModicaInsurance

🏠 Brownstone Owners! Lock in stability & savings with our 3-year policy option. 🛡️ Avoid annual premium hikes and enjoy peace of mind. Secure your Brownstone Premium today! #premiumLock 🗝️✨

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Before diving headfirst into significant building renovations, pause and verify your insurance coverage. The right policy can be the safety net that catches unforeseen obstacles. Remember, meticulous preparation paves the way for smooth construction. 🏗️ #RenovationInsights

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Frank Modica @ModicaInsurance

3 years ago

🌪️ Stay prepared for hurricane season! As your insurance broker, I urge you to review your coverage, update your emergency kit, and create a family evacuation plan. Don't wait until it's too late. Our team is here to help protect what matters most to you. #HurricanePreparedness

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Frank Modica @ModicaInsurance

3 years ago

"🌀🌊 It's May, which means it's #HurricaneAwarenessMonth! 🌪️🚨 Take this time to brush up on your hurricane preparedness game. Stay informed, make a plan, and gather supplies. Let's protect ourselves, our loved ones, and our communities from the wrath of these powerful storms.

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Frank Modica @ModicaInsurance

3 years ago

Homeowners insurance can offer different types of coverage for your property. ACV policies factor in depreciation, while replacement cost coverage pays for the full cost of repairing or replacing your items. Make sure you understand the difference before choosing a policy.

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Frank Modica @ModicaInsurance

3 years ago

Protect yourself from phishing scams by always double-checking the sender's email address, avoiding clicking suspicious links, and never sharing personal information. Stay safe online! #cybersecurity

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Frank Modica @ModicaInsurance

3 years ago

Business owners, have you considered the impact of unexpected interruptions on your operations? Business interruption insurance can provide financial support to keep your business afloat in the event of a covered loss. Don't leave your business vulnerable.

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Frank Modica @ModicaInsurance

3 years ago

Did you know that under NYC Administrative Code Section 7-210, property owners are responsible for maintaining safe and passable sidewalks? Insurers pay attention to this law when underwriting, so keeping your sidewalks in good condition can reduce your chance of being sued.

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Frank Modica @ModicaInsurance

3 years ago

Protect yourself and your assets! It's important to review your insurance coverage with your broker on an annual basis to ensure you have adequate protection and avoid any gaps in coverage. Don't wait for a claim to find out you're underinsured. #insurance #protection

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Frank Modica @ModicaInsurance

3 years ago

Landlords should require tenants to have renters insurance because it protects both parties in case of unexpected events like fire, theft, or water damage. It's a small investment that can save a lot of headaches and financial losses in the long run. #RentersInsurance

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Frank Modica @ModicaInsurance

3 years ago

AI may be a powerful tool for businesses, but it also introduces new cyber security risks. From data breaches to malicious attacks, companies must stay vigilant to protect against potential AI-related threats. #cybersecurity #AI #business

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Frank Modica @ModicaInsurance

3 years ago

@MikeWReilly That is crazy!!

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Frank Modica @ModicaInsurance

3 years ago

Protect your business from costly cyber attacks with proper cyber coverage. Don't wait until it's too late! #cybersecurity #businessprotection

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Frank Modica @ModicaInsurance

3 years ago

Protecting your business from unforeseen liabilities is crucial. That's why having an umbrella policy with higher limits can provide additional coverage and peace of mind in case of costly lawsuits or damages. #businessinsurance #umbrellapolicy

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Frank Modica @ModicaInsurance

3 years ago

Protecting your assets is crucial, and having an independent insurance agent like Modica Associates Inc can make all the difference. Our unbiased expertise ensures you get the coverage you need at a competitive price. Don't leave your insurance to chance - trust Modica Associates

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Frank Modica @ModicaInsurance

3 years ago

"Insuring to value is essential to protect your property adequately and avoid costly co-insurance penalties. Don't risk being underinsured – make sure you have the right coverage in place! #insurance #propertyinsurance #coinsurance #protectyourassets"