Optimized Portfolio | John Williamson, APMA® @OptimizedPort
Evidence-based financial education and fun stats. Part research, part ramblings. Tweets ≠ advice. YouTube vids at https://t.co/ITcRYaJeJ8 optimizedportfolio.com USA Joined September 2020-
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@TiliniTim No it doesn't. There's no requirement to use dividends for income or for retirement. Selling shares of an equal amount is effectively the same thing.
Reminders: 1. Lower beta is not a good reason to choose one US stocks fund over another. 2. $VOO has also grown its dividend, because that's how returns work. 3. $SCHD is not "like a 'bond/savings account.'" 4. Market timing tends to be detrimental. 5. Yield is not free money. There are perfectly good reasons to choose something like $SCHD over $VOO. These are not them.
I choose $SCHD over $VOO as my core holding, here are 5 reasons why: 1. It’s a unique fund that has 0 MAG7 exposure/risk while still providing modest gains 2. It has a 0.59 beta and is almost never down more than $VOO on a red day 3. It has grown its dividend every year since
@SparkingFIRENC x.com/OptimizedPort/…
If you say 401k's are a scam, I'm immediately ignoring everything else you say.
@Musclemanhh PSMF, albeit temporarily brutal.
@aincomeinvestor Is this calculated risk? x.com/OptimizedPort/…
Results since the day of this tweet below. @aincomeinvestor, are you still pushing these dog shit products and ideas? How do your followers feel about you being a paid influencer promoting this junk? Have you been sued yet? The people want to know!
@aincomeinvestor I do. That's why I buy the bad funds you promote. x.com/OptimizedPort/…
Results since the day of this tweet below. @aincomeinvestor, are you still pushing these dog shit products and ideas? How do your followers feel about you being a paid influencer promoting this junk? Have you been sued yet? The people want to know!
@jaimchang @aincomeinvestor I think you meant dumb*.
@aincomeinvestor Imagine prioritizing dividends over free money (match). x.com/OptimizedPort/…
Results since the day of this tweet below. @aincomeinvestor, are you still pushing these dog shit products and ideas? How do your followers feel about you being a paid influencer promoting this junk? Have you been sued yet? The people want to know!
@aincomeinvestor Missed YieldMax funds not being available in most 401k's. x.com/OptimizedPort/…
Results since the day of this tweet below. @aincomeinvestor, are you still pushing these dog shit products and ideas? How do your followers feel about you being a paid influencer promoting this junk? Have you been sued yet? The people want to know!
@aincomeinvestor So buy high-fee, high-yield funds on red days? x.com/OptimizedPort/…
Results since the day of this tweet below. @aincomeinvestor, are you still pushing these dog shit products and ideas? How do your followers feel about you being a paid influencer promoting this junk? Have you been sued yet? The people want to know!
@aincomeinvestor The "buy every day" thing is so annoying. Just invest all investable money as it becomes available. Most people get paid every 2 weeks, not every day. But also: x.com/OptimizedPort/…
Results since the day of this tweet below. @aincomeinvestor, are you still pushing these dog shit products and ideas? How do your followers feel about you being a paid influencer promoting this junk? Have you been sued yet? The people want to know!
@SCHDETF I try to sprinkle in a mix of both! 😎
Seeing all the disappointment and cognitive dissonance of the dividend bros because of $SCHD's lower dividend announcement is mildly amusing.
@AndyPandaChill Hah. Some days I'm close!
Regular reminder that Yield On Cost is dumb: optimizedportfolio.com/yoc/
Apparently if something is "in Google," it doesn't count as stealing. Amazing! /s This generation is cooked.
@OptimizedPort It’s in google, no stealing
1. It's not very unique. 2. Lower beta is not a good reason to choose one US stocks fund over another. 3. $VOO has also grown its dividend, because that's how returns work. 4. $SCHD is not "like a 'bond/savings account.'" 5. Market timing tends to be detrimental. Bonus - Yield is not free money, is just one component of TR, and should also not be a reason to prefer one fund over another. There are perfectly good reasons to choose something $SCHD over $VOO. These are not them.
@LukeSimpleDiv Go create your own content instead of stealing someone else's work. Doubling down is pretty wild. The sense of entitlement is astounding.
@LukeSimpleDiv LOL. Are you serious? Everything is "in Google." Books and articles are in Google. Can I just copy them verbatim and call it my own work? Ever hear of copyright? Yes, that's my website "in Google." Clearly you missed this image:
@oviedo_erwin @SCHDETF "becuz"
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