Pinpoint Policy Institute @Pinpoint_Policy
Defending free markets. Exposing threats to America's economic prosperity. Shining a light on policies that undermine growth. pinpointpolicyinstitute.org Washington, D.C. Joined March 2024-
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This is the sort of thinking you get from the progressive left and right in this country that insists we put the collective ahead of the individual. It becomes selfish to get A/C because of its social harm.
Is it selfish to get air con in the heat wave? Air conditioner units are selling out as Brits struggle with the soaring temperatures, but with around 4% of total global greenhouse gas emissions attributed to air con, should we be using them when we know they're heating the
"An organization this unaccountable should not be expanding its regulatory footprint." The NAIC waited nearly a week to disclose a June 11 cyber breach, and still isn't answering questions. Time for elected officials to pump the brakes. insurancenewsnet.com/innarticle/nai…
On point analysis by @Pinpoint_Policy. NAIC should not have such broad regulatory authority without any accountability.
NAIC is a 501(c)(3) that doesn't file Form 990s like virtually every other nonprofit in America. It bypasses the APA notice-and-comment process. It writes regulations unilaterally. And now it can't protect the data it already holds. An organization this unaccountable should not be expanding its regulatory footprint. Full stop.
Here's the kicker: NAIC requires the insurers it oversees to disclose breaches within 72 hours. It took them longer than that to disclose their own. While this was happening, NAIC was also pushing a proposal to expand its regulatory powers over rating agencies — and pass the costs down to consumers. pinpointpolicyinstitute.org/the-point/naic…
NAIC just got hacked. 2.1 million insurer regulatory filings. 40,000 quarterly reports. 45,000+ licensed rating agency files from Moody's, Fitch, and S&P all exposed. And they waited nearly a full week to tell anyone.
Governor Polis vetoed SB 26-134 — a bill that would have forced payment networks to redesign global systems for a Colorado-specific carve-out. The right call. Sometimes the best policy is knowing when government should step back. pinpointpolicyinstitute.org/the-point/colo…
A new report from @The_Budget_Lab depends on assumptions that are far more contestable than the report implies. cis.org/Cao/Immigratio…
99% of U.S. bank accounts are already under the FDIC's $250,000 limit. So why is Washington forcing every bank to pay into a one-size-fits-all federal system? Competition works. @taxreformer explains why. atr.org/private-deposi…
The Yale Budget Lab claims to be "nonpartisan," but it was founded by Biden officials. When the media cites the Yale Budget Lab on tariffs, taxes, or trade, you're reading advocacy dressed up as math.
The Yale Budget Lab is quoted by the NYT, WaPo, NPR, and the AP as a neutral economic authority. It was bankrolled with $400,000 from the co-founder of OkCupid, a man with a sexual harassment scandal, FTC violations, and a VC portfolio full of legal problems. This is the "nonpartisan" analysis your news is built on. 🧵
Markets delivered. Congress didn't have to. We'll keep making that case. Follow @Pinpoint_Policy.
The last time Congress tried this (Durbin Amendment) retailers pocketed the savings and 1 million Americans lost free checking. The Visa/Mastercard settlement delivers real merchant relief without repeating that mistake: - Interchange rates cut for 5 years, capped at 1.25% for 8 years - End of "Honor All Cards" - Expanded surcharging rights - $224 billion in total benefits, per the plaintiffs' own expert pinpointpolicyinstitute.org/the-point/visa…
CCCA supporters say Congress is the only way to fix swipe fees. A $38 billion court settlement just proved them wrong.
Teamsters spend 94% of their political contributions electing Democrats and 6% of their budget on useful idiots.
This morning I addressed the @Teamsters Convention in Las Vegas, telling the thousands of delegates that supporting a strong labor movement is not progressive or conservative, it is American -- and a necessity if we want our economy to work for workers and their families.
Why is SPPI defending the Fed in court? Because free markets don't work when price controls force networks to run below cost. We filed an amicus brief in Linney’s Pizza v. Fed to protect consumers and market stability. @Pinpoint_Policy @Protectaxpayers southwestpolicy.com/sppi-files-ami…
Elon Musk became the world's first trillionaire, and progressives' first instinct was how to take it. SpaceX's IPO created 4,000 new millionaires overnight. That's American capitalism working exactly as designed. nationalreview.com/2026/06/attack…
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