Pro Insurance Group @ProInsuranceGr1

Driving for work on a personal auto policy? A claim can get denied. 3 questions decide if you need commercial auto: Is it titled to your business? Used mostly for work? Do employees drive it? Neal explains: youtu.be/gQuV_iwusYg #CommercialAuto #BusinessInsurance

"Certificate holder" is not the same as "additional insured." Get that wrong and your contract can be voided or your claim denied. Neal explains the one COI mistake to avoid: youtu.be/z_EUsVi6j90 #CommercialInsurance #Contractors

Your landlord's insurance does not cover your stuff. It covers their building. Renters insurance covers 3 things: your belongings, your liability, and your living costs if you are displaced. Here is the 60-second version: youtu.be/ouEIlj9f-sY #RentersInsurance

New trucking authority in Illinois? Here is the insurance you need before your MC number activates: proinsgrp.com/blog/new-truck… #Trucking

A condo association master policy covers the building, common-area liability, and the board, but stops at the unit door. Here is what it covers and what owners still need: hubs.la/Q04nLWjy0

💼 Happy National Workaholics Day! Share your workaholic stories and how you manage stress. Let's learn from each other! #WorkaholicsDay #ProInsuranceGroup

Tomorrow, America turns 250. Wishing our Elgin and Huntley neighbors, and everyone celebrating, a safe and happy Fourth of July from the Pro Insurance Group team. Here's to the next 250. #America250 #July4th

How do you pick an Illinois insurance broker? Ask how many carriers they represent and whether they are independent. The answers tell you everything: hubs.ly/Q04nvQTV0 #InsuranceBroker

Renters insurance in Illinois runs about 15 to 30 dollars a month, and your landlord's policy does not cover your belongings. Here is what it costs and how to shop it: hubs.la/Q04nnRs10 #RentersInsurance

Which businesses need EPLI? Any employer has the exposure, but restaurants, retail, healthcare, staffing, and construction carry the highest risk. See where your business lands: hubs.la/Q04n4Jlf0 #CommercialInsurance #SmallBiz

Illinois does not legally require homeowners insurance. Your mortgage lender does. Here is who actually requires it and what happens if you skip it: hubs.la/Q04mFTxc0

proinsgrp.com/blog/epli-vs-w…

Workers comp covers a job-site injury. It will NOT cover a wrongful termination or harassment lawsuit. That is EPLI, a separate policy. Most businesses with employees need both. New guide explains where one ends and the other begins. hubs.la/Q04m79R00

proinsgrp.com/blog/what-does…

What does general liability actually cover? Bodily injury, property damage you cause, advertising injury, and your legal defense. What it does NOT cover surprises most owners. New guide breaks down all of it. hubs.la/Q04m0mw-0

proinsgrp.com/blog/sr-22-ins…

SR-22 in Illinois, explained: it's a 3-year financial-responsibility filing (clock starts at reinstatement), needs 25/50/20 + UM/UIM, ~$15–$50 to file. A lapse can reset the clock. hubs.la/Q04lHWp-0

proinsgrp.com/blog/what-is-a…

A certificate of insurance (COI) isn't your policy, it's proof your policy exists. What's on it, why clients require it, and COI vs additional insured, explained. hubs.la/Q04lHl0z0

proinsgrp.com/blog/erisa-com…

ERISA quick check for plan sponsors: Form 5500 due July 31 (calendar-year plans). SPDs to new hires within 90 days. Fidelity bond at 10% of plan assets — when did you last resize it? RMDs now start at 73, not 72. Full 2026 checklist below. hubs.la/Q04lbTgN0