Retirement Realities @RetiredReal
Retired in our mid-50s, we share as we learn. Stories and tips for people planning for or experiencing retirement. Retirement-Realities.com Colorado | USA Joined December 2020-
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10% of investing is creating a plan. 90% is sticking to that plan.
We talked about it and now we've done it ... #Retirement #Uber #Experiment
@IndexandETFs We're implementing the opposite approach (or at least a different approach), which we're finding is also unpopular: Retirement-Realities.com/all-posts/Uber And it doesn't take up space in the garage, but ... I don't get to choose the radio station :)
@commoncentslife Our response would be "Interesting". Unless you're married to those people, raising them, or they've asked for your advice, it probably doesn't make sense to say much more. If you don't spend your money the same way and want them to know that, they're likely to notice over time.
@RachelCruze When vacationing with kids: Eat a *big* breakfast out at a low-cost restaurant and then bring snacks that get you thru to dinner. That way there are no hunger melt-downs and restaurant costs stay low. Another idea: Bring breakfasts you can eat in the room or car or park.
Travel tips refined with experience ... #TravelTips #Retirement #solotravel #Paris #Rome #Spain
People often ask us, "How did you know you had enough savings to retire?" Here's our short answer ... #RetirementPlanning #Retirement #Savings #FinancialPlanning
My co-worker's comment caught me off-guard ... #Retirement #RetirementPlanning #Investing #FinancialPlanning
@Financeinmyfif1 We agree that this works like a charm. Great advice!
@TheFinanceIQ You raise an interesting idea: How to "package" financial advice so it appeals to people who think they're not interested in learning about money management? We're trying by sharing fun stories (here: Retirement-Realities.com), but haven't figured out if we've hit the mark yet.
@Slate We agree that the more experience we gain the more we can contribute. Here's our story: bit.ly/3hiVJFf
Maybe #Retirement is just the begining ...
Today we're publishing 80 Over 80—our ranking of the most influential 80-plus-year-old Americans. slate.com/human-interest…
@Tommatthews90 As a 58 year old retiree, I can confirm that this is great advice! We'd invest part to most of raises early on, and all of it later. We almost always invested 100% of bonuses. It enabled us to retire at 54 & 55 and we're having a blast. Along the way we sacrified very little.
@MichaelFKay 19 years ago we were "tested" when my husband was laid off. I commented that this was a chance for us to show ourselves what we were made of. In the end, we concluded we were made of cotton candy 🤣 19 years later, I give us a lot more credit, but it wasn't easy at the time.
@Tommatthews90 As retirees everything feels like an emergency fund ;) With that said, we have many emergency/named funds so that we're ready for anything. i.e. Travel, Car, House, Kids' Weddings, etc. This way, if we get invited to travel with others (someday), we can always say "Yes!"
@commoncentslife For the last 30+ years we've set aside $ each month for our next: -- Car -- Trip -- Christmas (Additionally we set aside $ each month for our kids' college educations and weddings. We recently added a fund for unexpected medical expenses.) Retirement-Realities.com
It can seem boring when compared with traditional investing, but over time low cost investing works well ... and enables me to get more sleep. A simple overview: bit.ly/3p6Gwd0 #investing #retirement #financialplanning
When you travel, little things can make a big difference and planning ahead can pay off. Check out this $4.02 Parisian "upgrade": bit.ly/3nx0JIw #Retirement #Travel #Paris #solotravel #Travelhack
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