ValYou @ValYouApp
Track your real net worth and see where you rank vs people your age. Banks, investments, crypto, property — all in one place. https://t.co/BpfqiU3EFM Joined May 2026-
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Ever wonder where you actually stand? ValYou shows your wealth percentile — see how your net worth ranks against everyone else. Free, no spreadsheet required. getvalyou.co
Your money doesn't live in one currency. Your net-worth app shouldn't either. ValYou adds up every account — salary, savings, crypto, property abroad — in your currency, automatically. getvalyou.co
Moneyhub closes 14 Aug. Your data gets deleted after. ValYou picks up where it leaves off — all your accounts and currencies in one place, free to start. Export your data, then move over 👉 getvalyou.co
pensions are the most overlooked asset in uk net worth calculations. most people can't easily find their projected value, let alone model what it's actually worth today. we're working on this. valyou will connect to your pension providers — current timeline: q3.
median uk net worth at 40: £125,000. average: £518,000. measure against the average and you're benchmarking against a number pulled upward by a few very large fortunes. medians are honest. averages are aspirational — and usually misleading.
income is what you make. net worth is what you keep. it's possible to earn six figures and own less than someone who earned half. compounding doesn't care about your salary. it cares about your savings rate.
median us net worth: $107,739. mean: $551,347. one describes a normal household. the other describes a country distorted by the very top. when you read a wealth stat, always check which it is. the gap between them tells the bigger story.
median net worth per adult: iceland $413k. luxembourg $361k. belgium $250k. australia $247k. uk $152k. usa $108k. switzerland 'only' $167k despite having the highest average. high average + low median = inequality.
the average us net worth at 30 is $183,000. the median is $39,000. one number makes you feel behind. the other tells you where you actually stand. wealth distributions are top-heavy — averages always overstate. always ask for the median.
two different "doing well" benchmarks: US median household income: ~$74k/year US median net worth (35-44): ~$135k these are not the same picture. income is what you make. net worth is what you keep. a high earner with no net worth is a tenant in their own financial life.
$10k at 25 earning 7%: ~$149k at 65 $10k at 35 earning 7%: ~$76k at 65 $10k at 45 earning 7%: ~$39k at 65 10 years of waiting cuts the final value in half. 20 years cuts it by 75%. the most expensive number on a net worth statement is the year on it.
£100,000 in UK assets, measured in dollars: at $1.20/£: $120,000 at $1.30/£: $130,000 at $1.40/£: $140,000 same balance. $20,000 swing. if your net worth lives in two currencies and you measure in one, you "gain" or "lose" money you never moved.
US median net worth by decade: 30: ~$39k 40: ~$135k 50: ~$247k 60: ~$364k the jump from 30 to 40 is 3.5x. the biggest of any decade. that's where compounding starts doing real work. if you're in it, you are not behind. you are at the inflection point.
the most common net worth miscalculation: property equity = home value MINUS outstanding mortgage. a £400,000 house with a £350,000 mortgage = £50,000 of net worth, not £400,000. count it gross, you're off by a factor of 8. count it right, the picture changes completely.
£100,000 net worth at age 25: ~3x the UK median for that bracket. £100,000 net worth at age 55: below the UK median. same number. completely different position. your net worth in isolation is just a number. ranked for your age, it becomes information.
full table by age: getvalyou.co/net-worth-by-a…
median net worth at 30 in the US: ~$39,000. average at 30: ~$183,000. the average is ~5x the median. billionaires pull it up. comparing yourself to "average" is comparing yourself to a distortion. the median is honest. half of people your age sit below it.
the whole product in 90 seconds. connect your accounts → see your real net worth → see where you rank for your age.
most net worth apps tell you what you have. ValYou tells you where you actually rank vs people your age. the difference between "you have $50k" and "you're in the top 35% for your age." context matters: getvalyou.co/demo
Three things ValYou tracks that most net worth apps don't: 🟢 Wealth percentile by age 🟢 Self-custody crypto wallets 🟢 Property auto-valuations (US + UK) Try the demo (no signup): getvalyou.co/demo
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