LOGOR' | Malokun Labs @_Logor
We invest in and own the rails that coordinate labor, data, and attention in emerging markets. Founder, @MalokunLabs owners of @geturgent2k @uptownUGC linktr.ee/decodewithlogor Instagram: Logorofafrica Joined October 2009-
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LOGOR' | Malokun Labs retweeted
The 72% year-on-year loan growth is real progress. And the next phase is not just about getting more people in. It is about whether the products are structured around the financial reality of the people using them. Read more - malokunlabs.substack.com/publish/post/2…
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LOGOR' | Malokun Labs retweeted
The dominant lending model applies relatively uniform logic across a wide income range, adjusting on loan size and tenor rather than rethinking the product for different income realities. This is part of why delinquency rates remain meaningful even as disbursements grow.
LOGOR' | Malokun Labs retweeted
The data reveals two very different kinds of borrowing. Borrowers earning under N30,000 average N161,202 per loan. Those above N500,000 average over N2.4 million. At the top, credit is a leverage tool. At the bottom, it is gap-filling. They are not in the same credit market.
LOGOR' | Malokun Labs retweeted
N200,000 a month is not a comfortable income in Lagos or Abuja. Rent alone can cost N150,000 to N250,000. Add food, transport, school fees, and family obligations. Credit is not a supplement to a comfortable life. It is a patch on a budget the formal economy has not supported.
LOGOR' | Malokun Labs retweeted
Nine out of ten borrowers in Credit Direct's 2025 data earn below N200,000 a month. Only 2% earn above N400,000. This is not a reflection of who wants credit in Nigeria. It is a reflection of who the formal credit infrastructure has been built to reach.🧵
Delivery fee and service fee is 910 Product ordered is 800. Chowdeck ma pa mi nau…
@SoribeStella your bag!
We’re hiring full time AI UGC content creators. Work location: Remote Pay: $350/month You’ll be given team pro accounts with as many credits as possible to use in generating videos. You’ll be creating a healthy amount of videos. Must be good with the latest models of
@88factor youtu.be/d95J8yzvjbQ?si… Check out the thinking game! Close to what you are describing but for Google’s deepmind and the whole bts
The “No Promises This Year Please” Sporty ad is very catchy, a bit abstract but it works. I don’t know why, but it does. Not sure if it’s the cast, but they were very engaging too.
@southpaw2073 Hello Sir! Please follow back, I’d like to send a DM, I have some inquiries to make about @FudFarmer cc : @iredumare
LOGOR' | Malokun Labs retweeted
With Get Urgent 2k, your amplification is handled by real people on the ground. Get instant access to thousands of verified earners ready to jump on your contents or campaigns , share your link, drop reviews, and turn your launch into a nationwide conversation.
LOGOR' | Malokun Labs retweeted
Here is the truth You don't need a multi-million Naira agency budget to get real people talking about your brand across Nigeria.
LOGOR' | Malokun Labs retweeted
“Our product will speak for itself" is a great goal, but what is the actual distribution plan? 📊 If you’re just putting out quality content without getting real engagement. What’s the essence?
Do you do franchising? @FudFarmer @iredumare
LOGOR' | Malokun Labs retweeted
The community is split: 🟢 50% Yes 🔴 50% No What’s your prediction? 👇 geturgent2k.com/marketplace Correct predictions earn Forecast Points & rewards 🎯
LOGOR' | Malokun Labs retweeted
Lagos flooded again, and if you were caught in it, you know how bad it was. Homes were flooded, roads became impassable, and many people lost property. Now the question is: Will the Lagos State Government announce additional emergency measures before July 7?
LOGOR' | Malokun Labs retweeted
The Millennial and Gen X borrower is not borrowing because they are bad at managing money. They are borrowing because the structure of adult life in Nigeria makes borrowing almost inevitable at some point.
LOGOR' | Malokun Labs retweeted
The 30 to 60 age band is when financial obligations in Nigeria reach their most complex and simultaneous peak. School fees, rent, support for ageing parents, business costs. Credit at this life stage is less a choice and more a structural necessity for many in this cohort.
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