moz @moznotes
curating daily trends & insights in tech & finance Joined March 2018-
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@0xfablo @RedotPay @ether_fi @KASTxyz @wirexapp @useTria of course. regulation = increase in new users
Crypto card holders spent 758.8 million dollars in July, all settled in stablecoins Where that spending went: @RedotPay - $395.1M (52%) @ether_fi - $100.3M (13%) @KASTxyz - $89.6M (12%) Other (16) - $59.16M (8%) Karta - $58.39M (8%) @wirexapp - $24.98M (3%) @useTria - $16.04M (2%) @Plasma One - $15.18M (2%) One card still takes over half of all spend. But five others now clear eight figures a month each. Eighteen months ago this was a one-card market. It is now a category.
Stablecoins are increasingly being spent by card swipe. Crypto payment cards have gone from a novelty to more than $750 million in monthly spend. These cards let people pay with crypto anywhere traditional card networks are accepted. Behind the scenes, the crypto — stablecoins,
Crypto payment cards processed nearly 9 million transactions in July, up from 5.2 million a year earlier, approximately 69% year over year growth on settled spending. Average transaction size was 86 dollars, consistent with routine consumer spending rather than high-value purchases. Concentration remains high. @RedotPay holds the majority of volume, though other programs (@ether_fi , @BitgetWallet, @wirexapp, @gnosispay) have gradually gained share. The category has shifted from a single dominant issuer to a competitive market over twelve months. Notably, growth is now driven by everyday payment activity rather than speculation, which is a more meaningful signal for long term adoption.
Michael Saylor sat down with two Bitcoin on the table and explained why the single piece of financial advice everyone gets is quietly making an entire generation poorer. The advice is buy a house. Get a job, get a mortgage, move in. Everyone leaving university is told this is how you build wealth. Saylor says for most people it does the opposite. His starting point is the dollar itself. He pulled out the deed to his own house on Miami Beach. The land sold for 10,000 dollars a hundred years ago. Today that same acre is worth 10 million. Same dirt. The only thing that changed was the money. That works out to the dollar losing about 7% of its value every year for 100 years straight. And that is the best currency in the world. Most countries lose 14% a year and collapse inside 30 years. The average fiat currency dies in 29 years. If you hold cash, the only real question is whether you lose most of it in 10 years or all of it in 30. So people are told to escape into a house. Saylor's problem with that is the math underneath it. Take a 7% mortgage, add property tax, add insurance, add maintenance, and the same house that was supposed to save you flips the other way. In his words, it crushes you to death. He is not against owning things. He is against owning the wrong things. Commercial real estate works because you pass the costs to tenants. The S&P works because it compounds. Gold holds. His point is simpler than Bitcoin evangelism. The average person should not have to become a tax expert, a real estate expert and a stock picker just to avoid going backwards. Then the line that reframes all of it. Don't invest in things a robot or a factory or an AI can make infinite of. Don't put your family's money in soybeans or oil or cotton. Buy the things that cannot be printed by the million. An ounce of gold. A share of the 500 best companies on earth. One of 21 million Bitcoin. The house you were told to buy was never the asset. The scarcity was.
Big shift for creators on X today 🙌 Revenue Sharing is closed to new sign-ups. The new program pays for original content only: writing, analysis, graphics, firsthand reporting, and commentary that adds perspective. Reposting someone else's work with a caption no longer counts. The value has to come from what you add. Curation still works, but only if you bring something to the table 🫡
Kimi K3 has received far more love than we expected, and our GPUs are feeling it. Over the past 48 hours, demand has pushed close to the limits of our current capacity. To protect the experience of existing subscribers, we're temporarily pausing new subscriptions and prioritizing compute for current members. Existing subscribed users are not affected. We're adding capacity as fast as we can and will reopen new subscription spots in batches. Going forward, we'll also split membership into two more focused plans: Kimi Membership for Kimi Web, App, and Work; and Kimi Code Membership for coding workflows. This will help us match compute more precisely and keep the experience stable. Thank you for your patience and understanding!
Elon Musk and Sam Altman travel back in time to change the present. 🤣 Made with Grok Imagine.
@grok, can you read this?
A repost is a public like.
What Claude users really need
We've reset 5-hour and weekly rate limits for all users.
Big news: Kimi-K3 by @Kimi_Moonshot is now #1 in the Frontend Code Arena with 1679 pts, surpassing Claude Fable 5. This is a 17-place jump from Kimi-k2.6 (#18 -> #1). In Frontend, Kimi-K3 ranked #1 in 6 of 7 domains: Brand & Marketing, Reference-Based Design, Data & Analytics, Consumer Product, Simulations, and Content Creation Tools, landing #2 only in Gaming behind Fable 5. The full model weights will be released by July 27. Congrats to the @Kimi_Moonshot team on this major milestone!
Faithh @abbifaithyy
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ticket 🎟️ @signedbyticket
421 Followers 128 Following coldest white boy alive my dreams will be on display don’t close your eyes 🐂🀄️
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611 Followers 2K Following unfortunately very influenced by cute things ૮₍ ˶ᵔ ᵕ ᵔ˶ ₎ა
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mintukumar1992 @RoyMintuku15515
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Vito @ebigoje271
1 Followers 66 Following Chasing dreams, not people. 🚀 Crypto | Anime | K-Drama | Gaming 🎮 Building my future one step at a time.
0xAlphaLeonadro @mathildadunlop
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Syndicate Rollex @SRollexx
534 Followers 2K Following emancipate your self from mental slavery https://t.co/2B4BcdzyMm
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teta || Zetarium @taleta220125
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Plasma @Plasma
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KAST @KASTxyz
66K Followers 1K Following The money app for global citizens 🌎 Store, earn, move, and spend stablecoins anywhere in the world.
a16z crypto @a16zcrypto
1.2M Followers 620 Following We back bold entrepreneurs building the next internet. Posts are not investment advice or an advertisement for investment services. See https://t.co/CrY32IX80W 👇
Jun @Jun__Yoo
684 Followers 964 Following Researcher @FourPillarsFP VP @DecipherGlobal All opinions are my own
RedotPay Official @RedotPay
133K Followers 463 Following Where Crypto Meets Real Life | Trusted by 8M+ | Accepted at 130M+ merchants | Pay with BTC, ETH, USDC, USDT & more
Paymentscan @Paymentscan
2K Followers 2 Following The leading source for crypto payment card analytics. Featured in @BinanceResearch, @TheBlockCo, and more.
Gnosis Pay 💳 @gnosispay
25K Followers 149 Following Stablecoin card programs for fintech, wallets, and neobanks.
Wirex @wirexapp
105K Followers 4K Following One app to trade & spend crypto🚀 Up to 8% USD cashback with Wirex card💳 | Content not directed to UK/NZ users Incubating @wirexdevelopers & @wirex_business
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465K Followers 9K Following Founder/CEO of Henry Intelligent Machines PBC and Creator Buddy ($300,000 ARR). Building a 100 trillion dollar economic engine
MoonPay 🟣 @moonpay
419K Followers 26K Following Helping the world move value since 2019. Try PayBox today. Title Partner of MoonPay X Games League. Posts here not intended for UK users - follow @moonpay_UK!
Car @CarOnPolymarket
30K Followers 293 Following Clicking buttons on prediction markets. Top 0.0001% Polymarket trader.
Jeff Bezos @JeffBezos
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Dustin @r0ck3t23
40K Followers 6K Following Human intuition is linear. The AI transition is exponential. Translating the most important story in human history into signal.
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10K Followers 536 Following modern leverage = Bitcoin + AI + content Follow if you want to become a high-agency, antifragile, sovereign capitalist
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arc. @arceyul
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Messari by Blockworks @MessariCrypto
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Maybee.Predict @MaybeePredict
87 Followers 74 Following The first prediction market aggregator. Best price. Deepest liquidity. One click.
bankrbot @bankrbot
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6K Followers 44 Following tweeting about coins. like the tweet to buy the coin. fund your wallet: https://t.co/VRKYXnaQmK
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