@Akshat_World Financing depreciating toys with cheap liquidity isn't loan growth—it’s just scheduled default. Keep panicking about the dollar, though. You cannot repossess a vacation or an expensive dinner. The USD rate isn't even in the top five risks here.
@WeekendInvestng India is no different, Indian banks currently flush with cash is funding consumption instead of capital formation.
Funding consumption over assets isn’t credit expansion it’s jus NPAs waiting on an economic slowdown to activate. Underwriting vacations & gadgets instead of capex
@WealthEnrich Banks are currently mistaking "liquidity" for "judgment."
Flooding retail credit to fund depreciating lifestyle consumption instead of productive assets isn't loan growth—it’s just pre-ordering next year’s NPAs on an installment plan.
The USD rate is the least of our worries.
@DivaJain2 Glad someone brought this out!! It is just going to be reckless lending from hereon, anyway the entire country seems to be running on credi. It will b the EPFO/LIC & taxpayer cum account holder who will b left holding the bag at the end, when most of it turns into NPA.
@latha_venkatesh Let them go ahead & lend recklessly, most of it is going to be towards consumption loans & not for creating assets. Anyways the entire country is running on credit, it now remains to be seen who will be left holding the bag when most of it turn into NPA in near future.
@TVMohandasPai Bro is soo blind in andhbhakti, that he doesn't realise most of these 'sales' r not actual sales rather a transfer of inventory from companys books to the dealerships and not actual purchase by ppl. Wth ethanol & uncertainty of jobs, finance - no middle class will spend in cars
@satishacharya These low life goons roam in packs, with state protection and patronage. Let the public also enjoy the same support as them, then lets see who is what!! Cowards will run away
@nkk_123 Btw this is just one goon, the entire cabinet and party is filled with them!! In my opinion more if these loudmouthed goons shud be invited to podcasts...
@Pawankhera These unemployed goons wl terrorise families/friends of dissenters as they enjoy patronage frm higher ups. Police wl rat out names of ppl who complained against him. Pretty much the story of every BJP ruled state. Things r beyond repair as law wl not protect us frm these goons
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