Ullash @ullash

@ICICI_Direct kotak doesnt have 360 days holding period for MTF. API MTF trade are free on Kotak API your API doenst have all options for managing MTF Trades You are too slow to act on user feedback coming from a 20 yr old customer

@Ashish1Nanda brokerage on mtf trades via apu is not zero?

@GenZInvestor I also have this hunch — my guess is before the next quarter

No surprise if razorpay CEO says this. Consumers will pay whatever is being implemented not the merchants. UPI should remain free as digital public good like Aadhar is. India spends lakhs of cr on freebies and 3–5K cr is peanuts for UPI.

Harshil Mathur @harshilmathur

4 weeks ago

UPI should remain free for consumers. And small businesses should continue to be protected. But every great digital infrastructure needs a sustainable model behind it one that enables continuous investment in reliability, security and innovation. Else the system deteriorates

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@kumarmanish3 corporates have been given a free hand to destroy traditional trade esp. retail

Govt already knows how much cash txns would increase of this is actually implemented. Question is will it do it and why ? Pressure from Card Network companies like VISA ? If we stil assume the govt to be this innocent then this would be the dumbest decision by GOI if is actually implemented. Survey if prices actually went down when GST rates were reduced ? Retailers operate on very thin margins and banks aren't saints.Banks would try to maximize the MDR and other fees once given a free hand. Consumers execting that a retailer to match online / quick commerce pricing and also bear MDR Charges of 1.5 - 2.5% should survey how much margin the local retailers actually operate on; they donot have the convenience of charging surge / platform and other innovative charges manufactured by corporate retailers. The wholesale trade has also gradually shifted to UPI to a large extent, it will switch to cash instantly if charges are introduced.

THE SKIN DOCTOR @theskindoctor13

4 weeks ago

Many years ago, I bought a TV for around ₹20,000 from an electronics shop on Rajpur Road, Dehradun. The shop owner insisted on cash, explaining that if I paid by debit card, he would have to charge me an extra percentage to cover the transaction fee. Not knowing any better at

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Alarm bells for bank depositors when insiders turn fraudsters. Not a lone employee of one bank, a syndicate works across banks… Untold story needs to be told as customer service is high on the agenda of Govt and regulators. Latest #BankersTrust in ⁦@bsindia⁩

50% weightage for 12th marks along with computerisation of entrance exam for NEET will acheive many objectives 1. Schools and colleges will become relevant again for 11th and 12th 2. Dummy schools will disappear 3. Over reliance on coaching will go 4. If a candidate has a bad day, he or she can still have a good rank based on average. Although 12th exams and valuation themselves need reform too. #NEET @NandanNilekani

We have said this earlier. Unaccountable social media and a culture of virality seeking is damaging the idea of reality itself. If a bunch of self promoting narcissists are going to decide our reality backed by all power algorithms, then the very idea of civilisation is in question.

The Economist does to India all the time, peddling stuff that isn't true, so I'm glad they are getting to face it on the other side.

Squawk Box @SquawkCNBC

a month ago

.@TheEconomist Editor-In-Chief @zannymb on her wide-ranging interview with @elonmusk: "It's irresponsible for someone who has 240 million followers to propagate things that are simply not true." cnb.cx/4fz6t0A

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We spend a third of our lives sleeping, yet we still need days off and rest days.

This is what is happening: mediclaim companies are sanctioning 4.64 lakhs for big hospitals ( hernia surgery)yet I am certain they won't sanction more than 1 lakh for medium or small hospitals. This is a systematic way to destroy small hospitals and nursing homes. Mediclaim companies are hand in glove with big hospitals. They are approving hyper-inflated bills from large institutions, and ultimately, your premium is increasing because these insurance companies will recover this money directly from the customers.

Nikhil Jha @NIKHILLJHA

2 months ago

A follower messaged us yesterday about their hernia surgery at a top Mumbai hospital. The total cost=11.04L Yes, 11.04L for a hernia surgery, We were shocked and stunned by the cost, If this is the cost for a small hernia surgery, What will be the cost for bigger surgeries?

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Please resign @nitin_gadkari

Indian Tech & Infra @IndianTechGuide

a year ago

🚨 "I give an open challenge. You show me one vehicle anywhere in the world which had problems because of E20 petrol" - Minister Nitin Gadkari.

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It's a long weekend, and this is the message I just got from Razorpay. My settlements are paused for 3 days. 26th, 27th, 28th June. The money only shows up on the 29th. If you've never run a startup this looks harmless. If you have, you know the feeling. That money is already spoken for. It just sits in a queue till the banks reopen, and three days is a long time when working capital is tight. Here's what I don't get. UPI, IMPS, NEFT all work on weekends. Even RTGS, which used to be a banking-hours thing, runs 24x7 now. Every payment rail has caught up. So why is settlement still stuck on bank holidays? Is it still not automated? Honest question. We solved payments for a billion people. We can surely solve this too.

A mentor told me this: Learn the difference between peace and avoidance. Peace is choosing not to fight battles that don’t matter. Avoidance is refusing to face the battles that do. Real wisdom is having awareness of which one you’re doing in the moment. I’ll never forget that.

"Eat interest. Never let interest eat you.” My grandfather used to say this a lot. Most people think debt is a tool. Until it becomes their owner. Use leverage to buy assets. Use capital to grow. Use debt to create cash flow. But the moment your payments control your decisions, interest is no longer working for you. It's eating you. Some lessons from our elders are worth more than any business book.

IBM CEO Arvind Krishna says the muli-trillion dollar AI data center build out is a bubble. We are investing in creating capabilities like data curation, reinforcement learning, and most crucially the compiler infrastructure to ensure AI output can be verified but we will not chase the investment bubble. This is just our normal prudence. To some people that would sound defeatist, but we will talk in 5 years.

DavidLinthicum @DavidLinthicum

2 months ago

The Emperor Has No Clothes: Why the AI Infrastructure Buildout Math Doesn't Work I have to give IBM CEO Arvind Krishna credit. He's saying what many of us in this industry have been thinking but haven't been willing to say out loud. The math just doesn't add up. Here's what I'm

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@imYadav31 yes

Read about Practo.

Dr Aniruddha Malpani, MD @malpani

3 months ago

Doctor refuses to double her Practo subscription. Practo quietly downgrades her profile from Endocrinologist to MBBS general physician. Patients start calling to question her credentials. Wild. #Doctors

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Salesforce is running an ad claiming 40% off to beat Zoho. We have watched this playbook for years where they give deep discounts to get you in, followed by aggressive escalation once you're locked-in. Before you switch anything, ask them to show you standardised multi-year pricing. If they don't, that's your answer. Enterprise software is a con-game of "discount" bullshit by vendors like Salesforce. Buyer beware! As for "old CRM", Salesforce is a garbage bin of acquired enterprise software companies over decades, held together with bubble gum and duct tape.