Doug Shoemaker @DougShoemaker1
I'm a husband and dad that loves helping people grow in their life and business almost as much as I love helping people buy homes. homesteadfinancial.com/loan-officers/… O'Fallon, IL Joined October 2011-
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Alan Greenspan, one of the most respected Fed Chairs ever, passed away this week at 100. His biggest lesson? Look past the obvious. This week's #TwoMinuteTuesday breaks it down + today's rate update 🎥 youtu.be/ZOsoMiKJaFU
5.0 star review received on Experience.com for Doug Shoemaker by Gilbert M S - Doug and his team have been the easiest team that I have ever had the pleasure to work with. Thr... experience.com/reviews/doug-s…
Oil hits $95 → Countries stop buying Treasuries → yields rise → YOUR mortgage rate goes up. That's the chain. That's why this week's Middle East news matters to homebuyers. First-time buyers also hit a 6-year high this week. Good stuff in there. youtu.be/AyQfFut_9gQ
On-again, off-again Iran peace deal = rates on a rollercoaster 🎢 Oil ⬆️ → Inflation ⬆️ → Rates ⬆️ This week's Two Minute Tuesday breaks it all down in under 2 minutes — plus current rates and lock/float guidance. 🎥 Watch here: youtu.be/MGtMay0OyEI📞 (618) 795-0790
This week's Two Minute Tuesday breaks down the oil → inflation → rates chain, today's housing data, current averages, and whether to lock or float. ⏱️ 2 minutes. Real info. No fluff. 🔗 youtu.be/ZmF3p1_eWWE National averages only. Not a commitment to lend.
Mortgage rates moved higher today after: 📈 Hot CPI inflation 🛢️ Rising oil concerns 🌎 Iran headlines 📉 10Y Treasury broke above key 4.588 Fibonacci resistance Tomorrow could move FAST depending on overnight headlines. Full breakdown: youtu.be/1JJ7GkGzKKE
Just wanna know what time it is? I made the first minute or so of this video just for you. Oil prices. Inflation fears. Bond market volatility. This is why mortgage rates have felt so chaotic lately. 👉 youtu.be/mDCfi3r-Awk #MortgageRates #HousingMarket #Inflation
Rates feel stuck… But they’re not. They’re being pulled in 3 directions: • Oil → inflation up • Housing → inflation down • Jobs → next big move This week could shift everything 👇 youtu.be/MERjECAPspA
Mortgage rates feel stuck… but pressure is building. -Oil over $100 -Jobs still strong -Inflation not gone 👉 That’s why rates aren’t moving much… yet. Breakdown here: youtu.be/gouO5uH-TAM Do you think rates go LOWER first… or HIGHER first?
Rates are stuck… But not for long. We’re in a classic setup: ↓ Inflation cooling ↓ Labor starting to soften ↑ Oil & geopolitics pushing back When this breaks… it could move FAST. Full breakdown: youtu.be/pS82cZTWt-w
Inflation is up. Oil prices are rising. So why aren’t mortgage rates spiking? Because not all inflation is the same. This week’s breakdown 👇 youtu.be/MeRclwdLfAM
Strong jobs report… Mortgage rates got worse. Here’s why 👇 what oil, inflation, and THIS Friday’s CPI could mean next 🎥 youtu.be/ChfOc9-0qOw
Mortgage rates are dropping… but here’s the catch ⚠️ This shift is being driven by a slowing economy—not just improving inflation. That changes strategy. Watch: youtu.be/UaW1i68s73A
5.0 star review received on Experience.com for Doug Shoemaker by Jennifer M - Doug and his team are great to work with, this is my 2nd time doing business with them. They are t... experience.com/reviews/doug-s…
Rates improved this week 📉 Not because housing got better—but because global tension eased. Demand isn’t gone… it’s waiting. Opportunity window? 👀 youtu.be/N8StabYvcHI
Mortgage rates are being pulled in 3 directions right now: • Inflation • Economic growth & jobs • Global energy prices Oil nearly hitting $100 pushed rates higher — now markets are watching the Fed meeting this week. youtu.be/u6zDAjz23Kc #MortgageRates #HousingMarket
War headlines are loud. Oil spikes → inflation fears → bond selloff → rates move. We’ve seen it in 2020, 2023 & 2025. If oil normalizes in 10–12 days, bonds could improve fast. If inflation sticks, rates may stall. Strategy beats headlines. #MortgageRates #BondMarket
Bonds are compressed at resistance. Inflation is uneven. GDP slowed to 1.4%. When bonds break levels like this, mortgage rates can move fast. 30-yr national avg ~6.04%. If you’re 6.75%+ → we should talk strategy. Full breakdown: youtu.be/ZqtGIgChUCs #MortgageRates
Inflation eased to 2.4%. Labor is softening beneath the headline. Bonds pressing resistance. Mortgage rates may have room to improve. You can refinance a rate. You can’t refinance a purchase price. #MortgageRates #HousingMarket #Refinance
-Jobs are cooling. -Rates are easing. -Housing is still strong. This week’s #OneMinuteMonday explains why waiting for “perfect rates” can actually cost more. 🎥 Watch 👇 youtu.be/Ly5BVPAFiaA
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